Bank Lending Rate in Austria decreased to 3.83 percent in July from 4.01 percent in June of 2025. Bank Lending Rate in Austria averaged 3.39 percent from 1999 until 2025, reaching an all time high of 7.02 percent in November of 2000 and a record low of 1.57 percent in February of 2021. source: Oesterreichische Nationalbank

Bank Lending Rate in Austria is expected to be 3.83 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Austria Prime Lending Rate is projected to trend around 3.83 percent in 2026 and 4.08 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.83 4.01 percent Jul 2025
Consumer Confidence -14.00 -17.00 points Aug 2025
Consumer Credit 185797.00 185808.00 EUR Million Jul 2025
Consumer Spending 46028.87 45993.08 EUR Million Mar 2025
Gasoline Prices 1.84 1.84 USD/Liter Aug 2025
Households Debt to GDP 43.90 44.20 percent of GDP Dec 2024
Households Debt to Income 73.71 80.75 percent Dec 2023
Personal Savings 19.08 17.08 percent Mar 2025
Retail Sales MoM -0.30 0.10 percent Jul 2025
Retail Sales YoY 0.40 4.10 percent Jul 2025



Austria Prime Lending Rate
In Austria, the prime lending rate rate is the floating rate of interest charged on loans of up to and including EUR 1 million EUR by commercial banks to new businesses..
Actual Previous Highest Lowest Dates Unit Frequency
3.83 4.01 7.02 1.57 1999 - 2025 percent Monthly