Bank Lending Rate in Finland increased to 6.99 percent in July from 6.96 percent in June of 2025. Bank Lending Rate in Finland averaged 5.73 percent from 2003 until 2025, reaching an all time high of 9.73 percent in November of 2008 and a record low of 3.21 percent in April of 2020. source: Bank of Finland

Bank Lending Rate in Finland is expected to be 6.99 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Finland Bank Lending Rate is projected to trend around 6.99 percent in 2026 and 7.24 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 6.99 6.96 percent Jul 2025
Consumer Confidence -7.60 -6.40 points Aug 2025
Consumer Credit 17661.00 17647.00 EUR Million Jul 2025
Consumer Spending 29011.00 29392.00 EUR Million Jun 2025
Gasoline Prices 2.00 1.94 USD/Liter Aug 2025
Households Debt to GDP 63.30 63.90 percent of GDP Dec 2024
Households Debt to Income 108.44 111.56 percent Dec 2024
Personal Savings 4.50 5.80 percent Mar 2025
Retail Sales MoM 1.20 0.70 percent Jul 2025
Retail Sales YoY 2.50 0.80 percent Jul 2025



Finland Bank Lending Rate
In Finland, the bank lending rate is the average rate of interest charged on loans by monetary financial institutions (MFIs) to households.
Actual Previous Highest Lowest Dates Unit Frequency
6.99 6.96 9.73 3.21 2003 - 2025 percent Monthly