Bank Lending Rate in Hong Kong remained unchanged at 5.25 percent in August. Bank Lending Rate in Hong Kong averaged 7.44 percent from 1980 until 2025, reaching an all time high of 19.61 percent in October of 1981 and a record low of 5.00 percent in February of 1987. source: Hong Kong Monetary Authority

Bank Lending Rate in Hong Kong is expected to be 5.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Hong Kong Prime Lending Rate is projected to trend around 4.25 percent in 2026 and 4.00 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 5.25 5.25 percent Aug 2025
Consumer Spending 532537.00 500128.00 HKD Million Jun 2025
Gasoline Prices 3.65 3.55 USD/Liter Aug 2025
Households Debt to GDP 88.10 89.00 percent of GDP Dec 2024
Personal Savings 0.22 0.22 percent Jul 2025
Retail Sales MoM -0.90 -4.50 percent Jul 2025
Retail Sales YoY 1.00 -0.30 percent Jul 2025



Hong Kong Prime Lending Rate
In Hong Kong, the prime lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
5.25 5.25 19.61 5.00 1980 - 2025 percent Monthly