Deposit Interest Rate in New Zealand increased to 4.15 percent in August from 4.14 percent in July of 2025. Deposit Interest Rate in New Zealand averaged 3.67 percent from 2017 until 2025, reaching an all time high of 5.46 percent in November of 2023 and a record low of 0.95 percent in January of 2021. source: Reserve Bank of New Zealand

Deposit Interest Rate in New Zealand is expected to be 4.15 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Deposit Interest Rate in New Zealand is projected to trend around 4.40 percent in 2026 and 5.15 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 744392.00 742735.00 NZD Million Jul 2025
Central Bank Balance Sheet 74998.00 72437.00 NZD Million Jul 2025
Deposit Interest Rate 4.15 4.14 percent Aug 2025
Foreign Exchange Reserves 48012.00 48404.00 NZD Million Aug 2025
Interbank Rate 3.01 3.01 percent Sep 2025
RBNZ Interest Rate 3.00 3.25 percent Aug 2025
Loans to Private Sector 136804.00 136783.00 NZD Million Jul 2025
Money Supply M0 9008.00 9071.00 NZD Million Jul 2025
Money Supply M1 127017.00 124682.00 NZD Million Jul 2025
Money Supply M3 439451.00 433507.00 NZD Million Jul 2025



Deposit Interest Rate in New Zealand
The Deposit Interest Rate in New Zealand is the the average rates for new customer term deposits of at least 10,000 New Zealand dollars, offered by all registered banks, with terms longer than one day.
Actual Previous Highest Lowest Dates Unit Frequency
4.15 4.14 5.46 0.95 2017 - 2025 percent Monthly