Consumer Credit in Germany increased to 238008 EUR Million in the third quarter of 2025 from 236072 EUR Million in the second quarter of 2025. Consumer Credit in Germany averaged 202216.25 EUR Million from 1968 until 2025, reaching an all time high of 423705.00 EUR Million in the fourth quarter of 1998 and a record low of 21369.00 EUR Million in the fourth quarter of 1968. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 235662.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Consumer Credit is projected to trend around 243029.00 EUR Million in 2027 and 245460.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Interest Rate 3.94 3.94 percent Nov 2025
GfK Consumer Confidence -24.10 -26.90 points Feb 2026
Consumer Credit 238008.00 236072.00 EUR Million Sep 2025
Consumer Spending 478.54 479.76 EUR Billion Sep 2025
Disposable Personal Income 663.91 656.79 EUR Billion Sep 2025
Gasoline Prices 2.19 2.05 USD/Liter Jan 2026
Households Debt to GDP 49.20 49.40 percent of GDP Jun 2025
Households Debt to Income 75.29 77.75 percent Dec 2024
Personal Savings 10.70 10.20 percent Sep 2025
Private Sector Credit 3880700.00 3856500.00 EUR Million Nov 2025
Retail Sales MoM 0.10 -0.50 percent Dec 2025
Retail Sales YoY 1.50 1.30 percent Dec 2025


Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.
Actual Previous Highest Lowest Dates Unit Frequency
238008.00 236072.00 423705.00 21369.00 1968 - 2025 EUR Million Quarterly
Current Prices, NSA