The average rate on a 30-year fixed mortgage edged higher to 6% as of March 5th, from the softest level since September 2022 of 5.98% in the previous week, according to data from Freddie Mac. “Mortgage rates held steady at 6% this week, hovering near their lowest level since 2022. In fact, rates are down nearly a full percentage point from this time in 2024, spurring activity from buyers, sellers and owners. As a result, refinance activity is up, and purchase applications are ahead of last year’s pace,” said Sam Khater, Freddie Mac’s chief economist. source: Freddie Mac

30 Year Mortgage Rate in the United States increased to 6 percent in March 5 from 5.98 percent in the previous week. 30 Year Mortgage Rate in the United States averaged 7.69 percent from 1971 until 2026, reaching an all time high of 18.63 percent in October of 1981 and a record low of 2.65 percent in January of 2021. This page includes a chart with historical data for the United States 30 Year Mortgage Rate. United States 30-Year Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on March of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-02-26 05:00 PM
30-Year Mortgage Rate
Feb/26 5.98% 6.01%
2026-03-05 05:00 PM
30-Year Mortgage Rate
Mar/05 6% 5.98%
2026-03-12 04:00 PM
30-Year Mortgage Rate
Mar/12 6%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.43 5.44 percent Mar 2026
30-Year Mortgage Rate 6.00 5.98 percent Mar 2026
Average House Prices 532600.00 530200.00 USD Dec 2025
Average Mortgage Size 385.51 380.61 Thousand USD Jan 2026
Building Permits 1455.00 1388.00 Thousand Dec 2025
Building Permits MoM 4.80 -1.60 percent Dec 2025
Case-Shiller Home Price Index 336.89 337.34 points Dec 2025
Case-Shiller Home Price Index MoM -0.10 0.00 percent Dec 2025
Case-Shiller Home Price Index YoY 1.40 1.40 percent Dec 2025
Construction Spending MoM 0.30 -0.20 percent Dec 2025
Existing Home Sales 3910.00 4270.00 Thousand Jan 2026
Existing Home Sales MoM -8.40 4.40 percent Jan 2026
Home Ownership Rate 65.70 65.30 percent Dec 2025
House Price Index MoM 0.10 0.70 percent Dec 2025
House Price Index YoY 1.80 2.10 percent Dec 2025
House Price Index 440.40 439.70 points Dec 2025
Housing Starts 1404.00 1322.00 Thousand units Dec 2025
Housing Starts MoM 6.20 3.90 percent Dec 2025
Housing Starts Multi Family 402.00 365.00 Thousand units Dec 2025
Housing Starts Single Family 981.00 942.00 Thousand units Dec 2025
MBA Mortgage Market Index 377.50 340.20 points Feb 2026
MBA Mortgage Refinance Index 1637.50 1432.90 points Feb 2026
MBA Purchase Index 158.90 149.70 points Feb 2026
MBA Mortgage Applications 11.00 0.40 percent Feb 2026
Mortgage Originations 524.42 512.15 Billion USD Dec 2025
MBA 30-Year Mortgage Rate 6.09 6.09 percent Feb 2026
NAHB Housing Market Index 36.00 37.00 points Feb 2026
Case-Shiller Single Family Home Price Index 332.04 330.65 points Dec 2025
New Home Sales 745.00 758.00 Thousand units Dec 2025
New Home Sales MoM -1.70 15.50 percent Dec 2025
Pending Home Sales YoY -0.40 -3.00 percent Jan 2026
Pending Home Sales MoM -0.80 -7.40 percent Jan 2026
Price to Rent Ratio 133.60 133.10 Dec 2024
Residential Property Prices 1.22 1.78 Percent Sep 2025
Existing Home Sales Prices 396800.00 405100.00 USD Jan 2026
Total Housing Inventory 1220.00 1230.00 Thousands Jan 2026


United States 30-Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.
Actual Previous Highest Lowest Dates Unit Frequency
6.00 5.98 18.63 2.65 1971 - 2026 percent Weekly

News Stream
US Mortgage Rates Rebound to 6%
The average rate on a 30-year fixed mortgage edged higher to 6% as of March 5th, from the softest level since September 2022 of 5.98% in the previous week, according to data from Freddie Mac. “Mortgage rates held steady at 6% this week, hovering near their lowest level since 2022. In fact, rates are down nearly a full percentage point from this time in 2024, spurring activity from buyers, sellers and owners. As a result, refinance activity is up, and purchase applications are ahead of last year’s pace,” said Sam Khater, Freddie Mac’s chief economist.
2026-03-05
US 30-Year Mortgage Rate Falls Below 6%
The average rate on a 30-year fixed mortgage dropped to 5.98% as of February 26th, from 6.01% in the previous week to the softest level since September 2022, according to data from Freddie Mac. “For the first time in three and a half years, the 30-year fixed-rate mortgage dropped into the 5% range, falling even lower than last week's milestone. This rate, combined with the improving availability of homes for sale, is meaningful and will drive more potential buyers into the market for spring homebuying season,” said Sam Khater, Freddie Mac’s chief economist.
2026-02-26
US 30-Year Mortgage Rate at September 2022 Low
The average rate on a 30-year fixed mortgage dropped to 6.01% as of February 19th, from 6.09% in the previous week to the softest level since September 2022, according to data from Freddie Mac. “Mortgage rates dropped again this week, now down to their lowest level since September of 2022. This lower rate environment is not only improving affordability for prospective homebuyers, it’s also strengthening the financial position of homeowners. Over the past year, refinance application activity has more than doubled, enabling many recent buyers to reduce their annual mortgage payments by thousands of dollars,” said Sam Khater, Freddie Mac’s chief economist.
2026-02-19