Average Mortgage Size in the United States increased to 385.51 Thousand USD in January from 380.61 Thousand USD in December of 2025. Average Mortgage Size in the United States averaged 223.82 Thousand USD from 1990 until 2026, reaching an all time high of 460.10 Thousand USD in March of 2022 and a record low of 98.50 Thousand USD in April of 1990. source: Mortgage Bankers Association of America



Related Last Previous Unit Reference
Average Mortgage Size 385.51 380.61 Thousand USD Jan 2026
MBA Mortgage Market Index 377.50 340.20 points Feb 2026
MBA Mortgage Refinance Index 1637.50 1432.90 points Feb 2026
MBA Purchase Index 158.90 149.70 points Feb 2026
MBA Mortgage Applications 11.00 0.40 percent Feb 2026
MBA 30-Year Mortgage Rate 6.09 6.09 percent Feb 2026


United States Average Mortgage Size
Actual Previous Highest Lowest Dates Unit Frequency
385.51 380.61 460.10 98.50 1990 - 2026 Thousand USD Monthly
Current prices, NSA