Bank Lending Rate in the United Kingdom decreased to 8.61 percent in December from 8.63 percent in November of 2025. Bank Lending Rate in the United Kingdom averaged 7.28 percent from 2016 until 2025, reaching an all time high of 8.63 percent in November of 2025 and a record low of 6.42 percent in July of 2021. source: Bank of England



Related Last Previous Unit Reference
Bank Lending Rate 8.61 8.63 percent Dec 2025
CBI Distributive Trades -17.00 -44.00 Net Balance Jan 2026
GfK Consumer Confidence -16.00 -17.00 points Jan 2026
BoE Consumer Credit 1524.00 2143.00 GBP Million Dec 2025
Consumer Spending 416754.00 415317.00 GBP Million Sep 2025
Disposable Personal Income 439388.00 442292.00 GBP Million Sep 2025
Gasoline Prices 1.77 1.84 USD/Liter Jan 2026
Households Debt to GDP 74.30 74.90 percent of GDP Jun 2025
Net Lending to Individuals MoM 6126.00 6737.00 GBP Million Dec 2025
Personal Savings 9.50 10.20 percent Sep 2025
Retail Sales ex Fuel MoM 0.30 -0.40 percent Dec 2025
Retail Sales MoM 0.40 -0.10 percent Dec 2025
Retail Sales YoY 2.50 1.80 percent Dec 2025


United Kingdom Bank Lending Rate
In the United Kingdom, the lending rate refers to the monthly average of UK-resident banks' sterling-weighted average interest rate on other loans to individuals and individual trusts.
Actual Previous Highest Lowest Dates Unit Frequency
8.61 8.63 8.63 6.42 2016 - 2025 percent Monthly