Net lending to individuals in the UK eased to GBP 6.1 billion in December of 2025 from GBP 6.7 billion in the previous month. Net Lending to Individuals MoM in the United Kingdom averaged 4443.34 GBP Million from 1993 until 2025, reaching an all time high of 17440.00 GBP Million in June of 2021 and a record low of -7250.00 GBP Million in April of 2020. source: Bank of England

Net Lending to Individuals MoM in the United Kingdom is expected to be 5200.00 GBP Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Net Lending To Individuals MoM is projected to trend around 5100.00 GBP Million in 2027 and 5600.00 GBP Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-01-05 09:30 AM
Net Lending to Individuals MoM
Nov £6.6B £5.9B £5.2B £5.6B
2026-01-30 09:30 AM
Net Lending to Individuals MoM
Dec £6.1B £6.7B £6.1B £4.2B
2026-03-02 09:30 AM
Net Lending to Individuals MoM
Jan £6.1B £3.8B


Related Last Previous Unit Reference
Bank Lending Rate 8.61 8.63 percent Dec 2025
CBI Distributive Trades -17.00 -44.00 Net Balance Jan 2026
GfK Consumer Confidence -16.00 -17.00 points Jan 2026
BoE Consumer Credit 1524.00 2143.00 GBP Million Dec 2025
Consumer Spending 416754.00 415317.00 GBP Million Sep 2025
Disposable Personal Income 439388.00 442292.00 GBP Million Sep 2025
Gasoline Prices 1.77 1.84 USD/Liter Jan 2026
Households Debt to GDP 74.30 74.90 percent of GDP Jun 2025
Net Lending to Individuals MoM 6126.00 6737.00 GBP Million Dec 2025
Personal Savings 9.50 10.20 percent Sep 2025
Retail Sales ex Fuel MoM 0.30 -0.40 percent Dec 2025
Retail Sales MoM 0.40 -0.10 percent Dec 2025
Retail Sales YoY 2.50 1.80 percent Dec 2025


United Kingdom Net Lending To Individuals MoM
In the United Kingdom, Net Lending to Individuals (MoM) measures the monthly change in total sterling net lending to individuals and housing associations, excluding lending by the Student Loans Company.
Actual Previous Highest Lowest Dates Unit Frequency
6126.00 6737.00 17440.00 -7250.00 1993 - 2025 GBP Million Monthly
SA