Cash Reserve Ratio in Poland remained unchanged at 3.50 percent in January. Cash Reserve Ratio in Poland averaged 3.47 percent from 1999 until 2026, reaching an all time high of 5.00 percent in October of 1999 and a record low of 0.50 percent in April of 2020. source: National Bank of Poland

Related	Last	Previous	Unit	Reference
Banks Balance Sheet	3753216.20	3735606.20	PLN Million	Dec 2025
Cash Reserve Ratio	3.50	3.50	percent	Jan 2026
Central Bank Balance Sheet	1095729.40	1118057.20	PLN Million	Dec 2025
Deposit Interest Rate	3.50	3.50	percent	Jan 2026
Foreign Exchange Reserves	293900.00	271100.00	USD Million	Jan 2026
Interbank Rate	3.85	3.85	percent	Feb 2026
Interest Rate	4.00	4.00	percent	Feb 2026
Loans to Private Sector	442866.54	452280.90	PLN Million	Dec 2025
Money Supply M0	613267.10	564114.60	PLN Million	Dec 2025
Money Supply M1	2069907.50	1983416.90	PLN Million	Dec 2025
Money Supply M2	2725616.40	2675004.00	PLN Million	Dec 2025
M3 Money Supply YoY	2737686.90	2692766.10	PLN Million	Dec 2025

Poland Reserve Requirement

In Poland, reserve requirement refers to a monetary policy instrument used by the central bank, to regulate the banking sector liquidity and to mitigate volatility of short-term interest rates. The reserve requirement is an obligation imposed on banks to maintain a specific average level of funds (set as a percentage) on their accounts with the central bank.