Lending Rate in Nigeria increased to 18.54 percent in July from 18.19 percent in June of 2025. Lending Rate in Nigeria averaged 14.13 percent from 1961 until 2025, reaching an all time high of 37.80 percent in September of 1993 and a record low of 6.00 percent in April of 1975. source: Central Bank of Nigeria

Lending Rate in Nigeria is expected to be 17.04 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Nigeria Lending Rate is projected to trend around 15.04 percent in 2026 and 14.04 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Cash Reserve Ratio 50.00 50.00 percent Aug 2025
Deposit Interest Rate 10.86 10.77 percent Jul 2025
Foreign Exchange Reserves 41268.00 39270.00 USD Million Aug 2025
Interbank Rate 26.56 26.58 percent Aug 2025
Interest Rate 27.50 27.50 percent Jul 2025
Lending Rate 18.54 18.19 percent Jul 2025
Money Supply M0 5007516.17 5014793.27 NGN Million Jun 2025
Money Supply M1 39917788.44 40375112.83 NGN Million Jun 2025
Money Supply M2 117485518.07 118992148.27 NGN Million Jun 2025
Money Supply M3 117496320.73 119005378.14 NGN Million Jun 2025



Nigeria Lending Rate
Actual Previous Highest Lowest Dates Unit Frequency
18.54 18.19 37.80 6.00 1961 - 2025 percent Monthly