Bank Lending Rate in Germany increased to 4.02 percent in April from 3.98 percent in March of 2026. Bank Lending Rate in Germany averaged 3.67 percent from 2003 until 2026, reaching an all time high of 6.55 percent in December of 2007 and a record low of 1.76 percent in October of 2021. source: European Central Bank

Bank Lending Rate in Germany is expected to be 4.27 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Bank Lending Rate is projected to trend around 4.27 percent in 2027 and 4.02 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Interest Rate 4.02 3.98 percent Apr 2026
GfK Consumer Confidence -29.80 -33.10 points Jun 2026
Consumer Credit 236859.00 237345.00 EUR Million Mar 2026
Consumer Spending 483.20 483.02 EUR Billion Mar 2026
Disposable Personal Income 673.65 670.87 EUR Billion Mar 2026
Gasoline Prices 2.33 2.51 USD/Liter May 2026
Households Debt to GDP 49.10 49.20 percent of GDP Sep 2025
Households Debt to Income 75.29 77.75 percent Dec 2024
Personal Savings 10.10 10.30 percent Mar 2026
Private Sector Credit 3912200.00 3901400.00 EUR Million Mar 2026
Retail Sales MoM -0.30 -0.30 percent Apr 2026
Retail Sales YoY -0.30 -0.20 percent Apr 2026


Germany Bank Lending Rate
In Germany, the bank lending rate refers to average rate of interest charged on loans to new corporations of up to EUR 1M with a floating rate and an IRF period of up to one year.
Actual Previous Highest Lowest Dates Unit Frequency
4.02 3.98 6.55 1.76 2003 - 2026 percent Monthly