Deposit Interest Rate in Australia remained unchanged at 2.85 percent in January. Deposit Interest Rate in Australia averaged 5.45 percent from 1981 until 2026, reaching an all time high of 17.25 percent in October of 1989 and a record low of 0.05 percent in September of 2021. source: Reserve Bank of Australia

Deposit Interest Rate in Australia is expected to be 2.85 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Deposit Interest Rate in Australia is projected to trend around 2.60 percent in 2027 and 2.10 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Central Bank Balance Sheet 366221.00 369370.00 AUD Million Feb 2026
Deposit Interest Rate 2.85 2.85 percent Jan 2026
Foreign Exchange Reserves 104725.00 112452.00 AUD Million Jan 2026
Interbank Rate 3.60 3.60 percent Jan 2026
RBA Interest Rate 3.85 3.60 percent Feb 2026
Private Sector Credit YoY 7.70 7.40 percent Dec 2025
Loans to Private Sector 1354.81 1344.79 AUD Billion Dec 2025
Money Supply M0 315.00 325.43 AUD Billion Dec 2025
Money Supply M1 1952.98 1937.08 AUD Billion Dec 2025
Money Supply M3 3350.20 3333.09 AUD Billion Dec 2025


Deposit Interest Rate in Australia
The Deposit Interest Rate in Australia refers to the average rate offered by major banks on three-month fixed deposits of 10,000 Australian dollars.
Actual Previous Highest Lowest Dates Unit Frequency
2.85 2.85 17.25 0.05 1981 - 2026 percent Monthly
NSA