The US 30-year fixed-rate mortgage averaged 6.76% as of September 10th, 2026, up from 6.71% in the previous week. “Aspiring buyers should remember that shopping around for the best mortgage rate and getting multiple quotes can potentially save them thousands,” said Sam Khater, Freddie Mac’s chief economist. A year ago, the 30-year fixed-rate mortgage averaged 6.35%. Meanwhile, the 15-year fixed-rate mortgage averaged 6.09%, up from 6.04% last week and 5.50% a year ago. source: Freddie Mac

30 Year Mortgage Rate in the United States increased to 6.76 percent in September 10 from 6.71 percent in the previous week. 30 Year Mortgage Rate in the United States averaged 7.68 percent from 1971 until 2026, reaching an all time high of 18.63 percent in October of 1981 and a record low of 2.65 percent in January of 2021. This page includes a chart with historical data for the United States 30 Year Mortgage Rate. United States 30-Year Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on September of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-09-03 04:00 PM
30-Year Mortgage Rate
Sep/03 6.71% 6.66%
2026-09-10 04:00 PM
30-Year Mortgage Rate
Sep/10 6.76% 6.71%
2026-09-17 04:00 PM
30-Year Mortgage Rate
Sep/17 6.76%


Related Last Previous Unit Reference
15-Year Mortgage Rate 6.09 6.04 percent Sep 2026
30-Year Mortgage Rate 6.76 6.71 percent Sep 2026
Average House Prices 508800.00 475400.00 USD Jul 2026
Average Mortgage Size 375.22 372.83 Thousand USD Jun 2026
Building Permits 1433.00 1374.00 Thousand Jul 2026
Building Permits MoM 4.30 -2.60 percent Jul 2026
Case-Shiller Home Price Index 350.20 348.69 points Jun 2026
Case-Shiller Home Price Index MoM 0.40 0.90 percent Jun 2026
Case-Shiller Home Price Index YoY 2.10 1.60 percent Jun 2026
Construction Spending MoM -0.50 0.00 percent Jul 2026
Existing Home Sales 3980.00 4060.00 Thousand Aug 2026
Existing Home Sales MoM -2.00 -1.70 percent Aug 2026
Home Ownership Rate 65.00 65.30 percent Jun 2026
House Price Index MoM 0.00 0.30 percent Jun 2026
House Price Index YoY 2.30 2.40 percent Jun 2026
House Price Index 442.50 442.40 points Jun 2026
Housing Starts 1239.00 1415.00 Thousand units Jul 2026
Housing Starts MoM -12.40 19.70 percent Jul 2026
Housing Starts Multi Family 421.00 499.00 Thousand units Jul 2026
Housing Starts Single Family 808.00 897.00 Thousand units Jul 2026
MBA Mortgage Market Index 240.60 247.30 points Sep 2026
MBA Mortgage Refinance Index 687.30 732.60 points Sep 2026
MBA Purchase Index 157.50 157.80 points Sep 2026
MBA Mortgage Applications -2.70 0.80 percent Sep 2026
Mortgage Originations 504.64 529.80 Billion USD Jun 2026
MBA 30-Year Mortgage Rate 6.85 6.79 percent Sep 2026
NAHB Housing Market Index 35.00 34.00 points Aug 2026
Case-Shiller Single Family Home Price Index 331.89 331.02 points Jun 2026
New Home Sales 607.00 678.00 Thousand units Jul 2026
New Home Sales MoM -10.50 7.60 percent Jul 2026
Pending Home Sales YoY -2.20 -0.30 percent Jul 2026
Pending Home Sales MoM -2.30 -4.80 percent Jul 2026
Price to Rent Ratio 133.60 133.10 Dec 2024
Residential Property Prices 0.56 0.93 Percent Mar 2026
Existing Home Sales Prices 429100.00 436400.00 USD Aug 2026
Total Housing Inventory 1620.00 1570.00 Thousands Aug 2026


United States 30-Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.
Actual Previous Highest Lowest Dates Unit Frequency
6.76 6.71 18.63 2.65 1971 - 2026 percent Weekly

News Stream
US 30-Year Mortgage Rate Edges Higher
The US 30-year fixed-rate mortgage averaged 6.76% as of September 10th, 2026, up from 6.71% in the previous week. “Aspiring buyers should remember that shopping around for the best mortgage rate and getting multiple quotes can potentially save them thousands,” said Sam Khater, Freddie Mac’s chief economist. A year ago, the 30-year fixed-rate mortgage averaged 6.35%. Meanwhile, the 15-year fixed-rate mortgage averaged 6.09%, up from 6.04% last week and 5.50% a year ago.
2026-09-10
US 30-Year Mortgage Rate Rises to 6.71%
US 30-year fixed mortgage rates averaged 6.71% as of September 3rd, 2026, up from 6.66% a week earlier and 6.50% a year ago. “The 30-year fixed-rate mortgage averaged 6.71% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Purchase demand has remained relatively stable, indicating steady interest from buyers adapting to evolving market conditions.” Meanwhile, the 15-year fixed mortgage rate averaged 6.04%, up from 5.98% the previous week.
2026-09-03
US Mortgage Rates Edge Higher
US 30-year fixed mortgage rates averaged 6.66% as of August 27th, 2026, slightly up from 6.65% in the prior week. “Mortgage rates changed little this week averaging 6.66%,” said Sam Khater, Freddie Mac’s Chief Economist. The economy remains resilient, supported by steady consumer spending and rising household incomes, while increased housing supply and slower price growth in many areas are giving buyers more options and helping create a more balanced housing market. A year earlier, the 30-year fixed-rate mortgage averaged 6.56%. Meanwhile, the 15-year fixed-rate mortgage averaged 5.98%, up from 5.95% in the previous week.
2026-08-27