The average rate on a 30-year fixed-mortgage was at 6.48% in the first week of June, easing from the nine-month high of 6.53% in the previous week, according to data compiled by Freddie Mac. The pullback was consistent with the drop in long-term Treasury yields over the period as signs that the US is chasing an agreement with Iran to extend their ceasefire lowered prices of key energy commodities. source: Freddie Mac

30 Year Mortgage Rate in the United States decreased to 6.48 percent in June 4 from 6.53 percent in the previous week. 30 Year Mortgage Rate in the United States averaged 7.69 percent from 1971 until 2026, reaching an all time high of 18.63 percent in October of 1981 and a record low of 2.65 percent in January of 2021. This page includes a chart with historical data for the United States 30 Year Mortgage Rate. United States 30-Year Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-28 04:00 PM
30-Year Mortgage Rate
May/28 6.53% 6.51%
2026-06-04 04:00 PM
30-Year Mortgage Rate
Jun/04 6.48% 6.53%
2026-06-11 04:00 PM
30-Year Mortgage Rate
Jun/11 6.48%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.79 5.87 percent Jun 2026
30-Year Mortgage Rate 6.48 6.53 percent Jun 2026
Average House Prices 508800.00 505200.00 USD Apr 2026
Average Mortgage Size 381.94 383.57 Thousand USD Mar 2026
Building Permits 1423.00 1363.00 Thousand Apr 2026
Building Permits MoM 4.40 -11.50 percent Apr 2026
Case-Shiller Home Price Index 341.74 338.23 points Mar 2026
Case-Shiller Home Price Index MoM 1.00 0.40 percent Mar 2026
Case-Shiller Home Price Index YoY 0.80 0.90 percent Mar 2026
Construction Spending MoM 0.40 0.20 percent Apr 2026
Existing Home Sales 4170.00 4040.00 Thousand May 2026
Existing Home Sales MoM 3.20 0.70 percent May 2026
Home Ownership Rate 65.30 65.70 percent Mar 2026
House Price Index MoM 0.10 -0.10 percent Mar 2026
House Price Index YoY 1.70 1.70 percent Mar 2026
House Price Index 441.50 441.20 points Mar 2026
Housing Starts 1465.00 1507.00 Thousand units Apr 2026
Housing Starts MoM -2.80 12.00 percent Apr 2026
Housing Starts Multi Family 529.00 463.00 Thousand units Apr 2026
Housing Starts Single Family 930.00 1022.00 Thousand units Apr 2026
MBA Mortgage Market Index 280.10 252.80 points Jun 2026
MBA Mortgage Refinance Index 848.70 736.20 points Jun 2026
MBA Purchase Index 176.90 164.80 points Jun 2026
MBA Mortgage Applications 10.80 -2.50 percent Jun 2026
Mortgage Originations 529.80 524.42 Billion USD Mar 2026
MBA 30-Year Mortgage Rate 6.60 6.57 percent Jun 2026
NAHB Housing Market Index 37.00 34.00 points May 2026
Case-Shiller Single Family Home Price Index 331.27 332.00 points Mar 2026
New Home Sales 622.00 663.00 Thousand units Apr 2026
New Home Sales MoM -6.20 3.40 percent Apr 2026
Pending Home Sales YoY 3.20 -1.10 percent Apr 2026
Pending Home Sales MoM 1.40 1.70 percent Apr 2026
Price to Rent Ratio 133.60 133.10 Dec 2024
Residential Property Prices 0.90 1.22 Percent Dec 2025
Existing Home Sales Prices 429300.00 417500.00 USD May 2026
Total Housing Inventory 1550.00 1500.00 Thousands May 2026


United States 30-Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.
Actual Previous Highest Lowest Dates Unit Frequency
6.48 6.53 18.63 2.65 1971 - 2026 percent Weekly

News Stream
US Mortgage Rates Ease from 9-Month High
The average rate on a 30-year fixed-mortgage was at 6.48% in the first week of June, easing from the nine-month high of 6.53% in the previous week, according to data compiled by Freddie Mac. The pullback was consistent with the drop in long-term Treasury yields over the period as signs that the US is chasing an agreement with Iran to extend their ceasefire lowered prices of key energy commodities.
2026-06-04
US Mortgage Rate Rises to 9-Month High
The average rate on a 30-year fixed-mortgage inched higher by 2bps from the previous week to 6.53% on the last week of May, according to data compiled by Freddie Mac. It was the highest level in nine months. The jump took place despite the pullback in long-term Treasury yields over the period as signs of progress between the US and Iran in their conflict trimmed soaring inflation concerns, although benchmark borrowing costs remained high.
2026-05-28
US Mortgage Rates Rise to 9-Month High
The average rate on a 30-year fixed-mortgage rose by 15bps from the previous week to 6.51% as of May 21st, the highest in nine months, according to data compiled by Freddie Mac. The jump was aligned with the increase in long-term Treasury yields over the period, as soaring energy prices and robust labor market data raised expectations of a potential rate hike by the Federal Reserve. The yield on the 30-year Treasury bond, closely related to MBS of the same maturity, rose to its highest since 2007. “As rates fluctuate, aspiring buyers should remember that by shopping around for the best mortgage rate and getting multiple quotes, they can potentially save thousands." said Sam Khater, Freddie Mac’s Chief Economist.
2026-05-21