Household Saving Rate In the Euro Area decreased to 14.26 percent in the first quarter of 2026 from 14.42 percent in the fourth quarter of 2025. Personal Savings in Euro Area averaged 13.53 percent from 1999 until 2026, reaching an all time high of 25.39 percent in the second quarter of 2020 and a record low of 11.72 percent in the fourth quarter of 2012. source: EUROSTAT

Personal Savings in Euro Area is expected to be 15.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Gross Household Saving Rate is projected to trend around 15.20 percent in 2027 and 14.70 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Consumer Spending 1647.69 1643.50 EUR Billion Mar 2026
Disposable Personal Income 2483578.00 2451271.00 EUR Million Mar 2026
Households Debt to Income 81.39 81.47 percent Dec 2025
Personal Savings 14.26 14.42 percent Mar 2026
Retail Sales MoM 0.20 -0.30 percent May 2026
Retail Sales YoY 1.60 0.90 percent May 2026


Euro Area Gross Household Saving Rate
Actual Previous Highest Lowest Dates Unit Frequency
14.26 14.42 25.39 11.72 1999 - 2026 percent Quarterly
SA