The volume of mortgage applications in the US fell by 8.9% from the previous week in the last week of January, extending the 8.5% pullback from the earlier period to trim the combined 47% surge that had taken place since the start of the year, according to data compiled by the Mortgage Bankers Association. Applications fell for a second week despite the drop in mortgage rates as aggressive winter weather drove potential buyers to refrain from going to showings, while markets continued to assess how the Freddie Mac and the Fannie Mae would comply with President's Trump order to purchase $200 billion in mortgage-backed securities. Applications for a mortgage to purchase a new home sank by 14%, underscoring the impact of Winter Storm Fern, driving potential buyers to be snowed in. Meanwhile, applications for contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by a softer 5% from the previous week. source: Mortgage Bankers Association of America

Mortgage Application in the United States decreased by 8.90 percent in the week ending January 30 of 2026 over the previous week. Mortgage Applications in the United States averaged 0.59 percent from 1990 until 2026, reaching an all time high of 112.10 percent in November of 2008 and a record low of -40.50 percent in January of 1993. This page provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news. United States MBA Mortgage Applications - data, historical chart, forecasts and calendar of releases - was last updated on February of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-01-28 12:00 PM
MBA Mortgage Applications
Jan/23 -8.5% 14.1%
2026-02-04 12:00 PM
MBA Mortgage Applications
Jan/30 -8.9% -8.5%
2026-02-11 12:00 PM
MBA Mortgage Applications
Feb/06 -8.9%


Related Last Previous Unit Reference
Average Mortgage Size 378.06 381.40 Thousand USD Nov 2025
MBA Mortgage Market Index 330.80 363.30 points Jan 2026
MBA Mortgage Refinance Index 1269.70 1332.20 points Jan 2026
MBA Purchase Index 165.40 193.30 points Jan 2026
MBA Mortgage Applications -8.90 -8.50 percent Jan 2026
MBA 30-Year Mortgage Rate 6.21 6.24 percent Jan 2026


United States MBA Mortgage Applications
In the US, the MBA Weekly Mortgage Application Survey is a comprehensive overview of the nationwide mortgage market and covers all types of mortgage originators, including commercial banks, thrift institutions and mortgage banking companies. The entire market is represented by the Market Index which covers all mortgage applications during the week, whether for a purchase or to refinance. The survey covers over 75% of all US retail residential mortgage applications.
Actual Previous Highest Lowest Dates Unit Frequency
-8.90 -8.50 112.10 -40.50 1990 - 2026 percent Weekly
SA

News Stream
US Mortgage Applications Extend Decline
The volume of mortgage applications in the US fell by 8.9% from the previous week in the last week of January, extending the 8.5% pullback from the earlier period to trim the combined 47% surge that had taken place since the start of the year, according to data compiled by the Mortgage Bankers Association. Applications fell for a second week despite the drop in mortgage rates as aggressive winter weather drove potential buyers to refrain from going to showings, while markets continued to assess how the Freddie Mac and the Fannie Mae would comply with President's Trump order to purchase $200 billion in mortgage-backed securities. Applications for a mortgage to purchase a new home sank by 14%, underscoring the impact of Winter Storm Fern, driving potential buyers to be snowed in. Meanwhile, applications for contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by a softer 5% from the previous week.
2026-02-04
US Mortgage Applications Fall
The volume of mortgage applications in the US fell by 8.5% from the previous week in the period ending January 23rd, trimming the combined 47% surge since the start of the year, according to data compiled by the Mortgage Bankers Association. The pullback was aligned with a fresh increase in benchmark mortgage rates, which rose to a three-week high on a bounce for longer maturity Treasury yields, while markets continued to assess how the Freddie Mac and the Fannie Mae would comply with President's Trump order to purchase $200 billion in mortgage-backed securities. Applications for contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 16% from the previous week. Meanwhile, applications for a mortgage to purchase a new home were loosely flat.
2026-01-28
US Mortgage Applications Surge for 2nd Week
The volume of mortgage applications in the US rose by 14.1% from the previous week in the period ending January 16th, extending the 28.5% surge in the previous period, according to data compiled by the Mortgage Bankers Association. The sharp back-to-back increases were aligned with lower mortgage rates, with the rate on a benchmark 30-year mortgage dropping to a 16-month low of 6.16%. The surge took place despite some stubbornness in long-dated Treasury yields after US President Trump stated he would order the Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. Applications for contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, rose by 20% from the previous week. Meanwhile, applications for a mortgage to purchase a new home rose by 5%.
2026-01-21