Household Saving Rate in the United States increased to 4.50 percent in January from 4 percent in December of 2025. Personal Savings in the United States averaged 8.40 percent from 1959 until 2026, reaching an all time high of 31.80 percent in April of 2020 and a record low of 1.40 percent in July of 2005. source: U.S. Bureau of Economic Analysis

Personal Savings in the United States is expected to be 3.60 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States Personal Savings Rate is projected to trend around 4.00 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Consumer Spending 16667.00 16585.90 USD Billion Dec 2025
Disposable Personal Income 23474.90 23255.00 USD Billion Jan 2026
Personal Income MoM 0.40 0.30 percent Jan 2026
Personal Savings 4.50 4.00 percent Jan 2026
Personal Spending MoM 0.40 0.40 percent Jan 2026
Real Personal Spending MoM 0.10 0.10 percent Jan 2026


United States Personal Savings Rate
In the United States, Personal Saving Rate correspond to the ratio of personal income saved to personal net disposable income during a certain period of time.
Actual Previous Highest Lowest Dates Unit Frequency
4.50 4.00 31.80 1.40 1959 - 2026 percent Monthly
Seasonally Adjusted