The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less remained steady at 6.60% in the week ending June 12, 2026, near a nine-month high of 6.65% set in May. Mortgage rates have tracked Treasury yields, as the energy shock from the Middle East conflict led investors to abandon expectations of Federal Reserve rate cuts and instead price in a potential hike by year-end. Meanwhile, mortgage applications fell 3.8%, resuming a downward trend after a brief 10.8% surge the previous week. Refinance applications dropped 4.5%, while applications for home purchase mortgages declined 3.4%. source: Mortgage Bankers Association of America
Fixed 30-year mortgage rates in the United States averaged 6.60 percent in the week ending June 12 of 2026. Mortgage Rate in the United States averaged 6.08 percent from 1990 until 2026, reaching an all time high of 10.56 percent in April of 1990 and a record low of 2.85 percent in December of 2020. This page provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States MBA 30-Yr Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.
Fixed 30-year mortgage rates in the United States averaged 6.60 percent in the week ending June 12 of 2026. Mortgage Rate in the United States is expected to be 6.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States MBA 30-Yr Mortgage Rate is projected to trend around 5.80 percent in 2027 and 5.70 percent in 2028, according to our econometric models.