The average contract rate on 30-year fixed-rate mortgages for conforming loans of $806,500 or less in the US climbed to 6.19% in the first week of March 2026, up from 2022-lows of 6.09%, according to the Mortgage Bankers Association. Mortgage activity showed continued momentum, with total applications rising 3.2%, following an 11% surge in the previous period. Applications for home purchases jumped 7.8%, while refinancing activity edged up modestly by 0.5%. source: Mortgage Bankers Association of America

Fixed 30-year mortgage rates in the United States averaged 6.19 percent in the week ending March 6 of 2026. Mortgage Rate in the United States averaged 6.07 percent from 1990 until 2026, reaching an all time high of 10.56 percent in April of 1990 and a record low of 2.85 percent in December of 2020. This page provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States MBA 30-Yr Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on March of 2026.

Fixed 30-year mortgage rates in the United States averaged 6.19 percent in the week ending March 6 of 2026. Mortgage Rate in the United States is expected to be 6.20 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States MBA 30-Yr Mortgage Rate is projected to trend around 6.00 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-03-04 12:00 PM
MBA 30-Year Mortgage Rate
Feb/27 6.09% 6.09%
2026-03-11 11:00 AM
MBA 30-Year Mortgage Rate
Mar/06 6.19% 6.09%
2026-03-18 11:00 AM
MBA 30-Year Mortgage Rate
Mar/13 6.19%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.50 5.43 percent Mar 2026
30-Year Mortgage Rate 6.11 6.00 percent Mar 2026
Average Mortgage Size 385.51 380.61 Thousand USD Jan 2026
MBA Mortgage Market Index 389.60 377.50 points Mar 2026
MBA Mortgage Refinance Index 1646.30 1637.50 points Mar 2026
MBA Purchase Index 171.30 158.90 points Mar 2026
MBA Mortgage Applications 3.20 11.00 percent Mar 2026
MBA 30-Year Mortgage Rate 6.19 6.09 percent Mar 2026


United States MBA 30-Yr Mortgage Rate
MBA 30-Year Mortgage Rate is average 30-year fixed mortgage lending rate measured during the reported week and backed by the Mortgage Bankers Association.
Actual Previous Highest Lowest Dates Unit Frequency
6.19 6.09 10.56 2.85 1990 - 2026 percent Weekly

News Stream
US 30-Year Mortgage Rates Tick Higher
The average contract rate on 30-year fixed-rate mortgages for conforming loans of $806,500 or less in the US climbed to 6.19% in the first week of March 2026, up from 2022-lows of 6.09%, according to the Mortgage Bankers Association. Mortgage activity showed continued momentum, with total applications rising 3.2%, following an 11% surge in the previous period. Applications for home purchases jumped 7.8%, while refinancing activity edged up modestly by 0.5%.
2026-03-11
US Mortgage Rates Steady at 2022-Lows: MBA
The average contract rate on 30-year fixed-rate mortgages for conforming loans of $806,500 or less in the US was unchanged at 2022-lows of 6.09% in the week ended February 27th 2026, the same as in the previous week, according to the Mortgage Bankers Association. Mortgage applications soared 11%, following a 0.4% rise in the previous period, with refinancing applications jumping 14.3% while applications to purchase a home were up 6.1%. “Refinance applications increased for the fourth straight week to the strongest pace since 2022, with conventional refinances up 20%. The increase in the average loan size for refinances indicates that more borrowers with larger loan sizes are seeking to lower their monthly payments”, said Joel Kan, an MBA analyst.
2026-03-04
US Mortgage Rates Down to 2022-Lows: MBA
The average contract rate on 30-year fixed-rate mortgages for conforming loans of $806,500 or less in the US fell to 6.09% in the week ended February 20th 2026, compared to 6.17% in the previous period, according to the Mortgage Bankers Association. Borrowing costs declined for a second week to the lowest level since early September 2022. However, mortgage applications edged up 0.4% only, following a 2.8% jump in the previous period, with refinancing applications rising 4.1% while applications to purchase a home were down 4.7%. Although lower mortgage rates are helping to ease affordability pressures, home prices remain slightly higher than a year ago, and ongoing economic uncertainty continues to weigh heavily on consumer sentiment.
2026-02-25